Simmons Insurance Consultants

Planning a wedding? You’ve got a lot on your plate. Let us help you check one item off your list. Wedding insurance to cover everything you might worry about on your big day!


Specialty Insurance Solutions
Over 25 years of insurance experience providing customized solutions.
Specializing in Business, Sports, Events, Jewellers, Hospitality, Cannabis and Travel insurance.



What is the Insurance coverage?

Commercial General Liability: including Host Liquor Liability for three (3) 24-hour periods. Includes coverage for rehearsal dinner, ceremony, reception and gift opening.
Extra 24-hour periods available upon request.

Wedding Cancellation: Reimbursement of deposits paid or contracted to be paid because of unexpected cancellation of the wedding.

Honeymoon Cancellation: Will reimburse if Insured suffers a loss of pre-paid, non-refundable cost of travel due to the cancellation of the actual wedding.

Loss deposits: Will pay for non-refundable deposits made to providers of any booked goods or services if they suffer financial failure.

Wedding photos and video: Payment of the extra expenses necessary to retake the photos if they cannot be reproduced for any reason, including non-appearance of the photographer.

Bridal attire: Coverage for physical loss or damage to the bridal attire once the property is in the care of the Insured.

Wedding Gifts: Insurance for direct physical loss of or damage to wedding presents (24 hours prior to and after the wedding) while the property is at the couples’ home or reception location or in transit between the two.

Rings: Covers physical loss or damage to wedding bands. Coverage starts 7 days prior to the wedding.

Wedding Cake and Flowers: Direct physical damage or loss to the wedding cake or flowers seven days prior to the wedding.

Wedding Stationery: Physical damage or loss to the wedding stationary prior to the wedding. Includes invitations, RSVP cards, menus and name cards.

Rented Property: Reimbursement of direct and physical damage to rented property used during the wedding reception. It includes, but is not limited to, temporary outdoor shelters, such as tents or marquees, tables and chairs, stages, audio and visual equipment.